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When planning your new home, you should begin by asking yourself, ”How much home do I feel comfortable building on my budget?” How much you are paying currently on your mortgage or rent and how well your budget could handle an increase or a decrease in your payments should give you a good idea of your comfort level.
The next step is calling more than one reputable mortgage company and finding out how much you qualify for and what types of mortgages are available. In over four decades of building, we have dealt with many of the local lending institutions and have found that two of them stand out from the rest. With that being said, we highly recommend:
Kelly Cogdill, Senior Loan Officer
Kelly Bowman Cogdill is a senior loan officer for Resource Mortgage and has been dedicated to helping her clients realize their dream of home ownership for over 8 years. She stresses the importance of pre-approving each and every client. "Knowing that you have been pre-approved gives a secure feeling about every aspect of the transaction, from selecting the perfect home to negotiating the contract." Kelly combines extensive knowledge with imagination to obtain the perfect fit and best rate for her clients!
Click on the links section to go to Kelly’s home page where you will find all her contact information and helpful mortgage information including mortgage basics and an online Pre-Qualification Form. Call her today at 904-269-7170 office or 866-269-7170 toll free to discuss your needs.
Mary Byars, Mortgage Loan Officer
Mary Byars has been helping clients in the Jacksonville area achieve their home ownership goals for several years. Give her a call today to see how she can help you with your goals.
Click on the links section to go to Mary's home page where you will find all her contact information and an on-line mortgage application. Call her today at 904-215-6182 Office or email her at mbyars@bbaandt.com to discuss your needs.
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